The popular holiday tune “The Twelve Days of Christmas” was inspired by the 12-day liturgical season in Christianity known as Christmastide that runs for 12 nights. According to the song’s lyrics, the singer receives a total of 364 gifts—from turtle doves to dancing ladies—none of which are particularly practical or useful during an already hectic time of year. Among the most valuable gifts advisors can give their clients are guidance, clarity, and peace of mind that last well beyond year-end festivities. As you connect with your clients during the holiday season, read more to discover these 12 simple yet actionable steps as you help them plan for their future.

National Regifting Day takes place on the Thursday before Christmas and celebrates giving an unwanted gift to someone else as a way to promote sustainability and mindful consumption. While National Regifting Day is lighthearted, it also reminds us of the value of intentional giving and the importance of considering not only what we give but how it will be received.

It is a message advisors can extend to clients around the holidays as well. In estate planning, some “gifts” can be regifted, revised, or exchanged over time, while others, once given, are final. Read more to learn that the key is knowing the difference and ensuring that clients have left a kind of “receipt in the bag” in case an exchange becomes necessary and the “return window” is still open.

Estate Planning Facts to Share with Clients This Holiday Season

A cozy holiday chat with your clients is the professional version of a holiday fireside moment that can help clients feel at ease, open up about what matters most, and start conversations that naturally lead to deeper planning discussions. Focused around popular holiday themes, read more to discover a few prompts—talking points that blend festive facts with estate planning insights and open-ended questions—for sparking conversations that can help clients share what matters most to them.

This information is for educational purposes only and cannot be considered legal advice, nor does the receipt of this newsletter create an attorney-client relationship.