National Preparedness Month is observed every September to encourage individuals, families, and communities to plan for disasters and emergencies. According to national data from 2024, weather and climate disasters have become more frequent, more severe, and more costly. Read more to discover that advisors should give emergency preparedness the same attention they give other events that could disrupt a client’s life and financial plan. A simple preparedness audit can reveal gaps before clients and their families are forced to address them under pressure.

Safeguarding critical documents is a key part of the Federal Emergency Management Agency’s (FEMA’s) disaster-preparedness guidance. Advisors should emphasize it, since they may be among the first people a client or the client’s family calls after a disaster to begin putting the pieces back together.

Read more to learn that asking a few basic questions now can help stress-test a plan before an emergency exposes its gaps.

When a Client’s Parent Is Evacuated: What Every Advisor Should Know

The decision to place a parent in a nursing home or assisted living facility is rarely simple. It can feel even more fraught in hindsight when something goes wrong. Read more to discover that a disaster plan may begin at home, but it should also account for parents and other family members who live elsewhere and may depend on the client more than ever during an emergency.

This information is for educational purposes only and cannot be considered legal advice, nor does the receipt of this newsletter create an attorney-client relationship.